Every AI answer, replayable for your examiner.
The deterministic core decides against your rules; the model only explains. Every step is timestamped and sealed, so you can show an examiner exactly what happened and why — without reconstructing it after the fact.
Trusted by 300+ client organizations
What compliance and risk leaders ask before sign-off.
“Does the AI ever make the decision on its own?”
No — that’s the point. A deterministic core evaluates eligibility and policy first; the model’s only role is to explain that decision in plain language.
“Can an examiner see exactly what happened?”
Yes. Every prompt, tool call, decision, and reasoning step is timestamped, sealed, and exportable — replayable step by step.
“How does this hold up as AI regulation tightens?”
The model never acts on its own — the architecture regulators are already steering toward. The EU AI Act’s high-risk obligations reach full enforcement in August 2026.
Automation you can audit. Not AI you have to trust.
Built against the bodies you answer to — OCC, CFPB, FFIEC, FDIC, state insurance regulators, and HIPAA.
Rules decide, in code
Dollar and risk thresholds are hard limits enforced in code, not suggested to a model.
See the Rulebook →RecordSealed and replayable
Every interaction becomes a record an examiner or auditor can retrace, step by step.
Replay a decision →OversightA person where it matters
Ambiguous or high-stakes requests hand off to a person with the full context.
Human-in-the-loop, defined →ConsistencySame policy, every channel
Consistent policy application across every customer and channel — the evidence a fair-lending review asks for.
See banking →100% of interactions reviewed
A QA agent reviews every interaction, surfaces root causes, and suggests policy improvements.
Know what examiners ask for
The AI Compliance Checklist maps the artifacts an examiner expects to what Palladium produces.
Read the checklist →Partners
What “explainable by design” looks like in production.
$2B regional bank
62%of tier-1 volume automated. Moved routine fee-waiver and dispute questions off the call-center queue; compliance signed off on the audit trail in under two weeks.
Multi-site health system
24/7patient coverage. Scheduling and billing questions answered around the clock without a clinician losing oversight of what the AI is allowed to say.
Community bank
140+underbanked accounts surfaced in the first pass, each flagged with a sized opportunity for the relationship team — 2 weeks to first insight.
See it for yourself before the call.
Replay a decision on your own use case
A live walkthrough, not a slide deck — a real request resolved end-to-end, with the full audit trail replayed on screen.